5 Simple Statements About 228 loan Explained
5 Simple Statements About 228 loan Explained
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A bank might specify option weights for averaging test overall performance throughout evaluation parts or other geographic parts. These substitute weights should be according to the bank's capability and Neighborhood requires and prospects in certain geographic locations.
Pursuant to § 228.28 and appendix C to this component, the Board assigns conclusions for any bank's Retail Providers and Merchandise Examination effectiveness in Just about every facility-based mostly assessment space, Condition and multistate MSA, as applicable, and with the institution.
The Board will choose these opinions into consideration in connection with the lender's following scheduled CRA examination.
(iii) A list displaying Just about every census tract where the lender claimed a little small business loan or a small farm loan;
(v) To obtain possession or control of shares or all or considerably every one of the assets of a savings association, to bring about a savings association to become a subsidiary of the savings and loan Keeping enterprise, or to merge or consolidate a savings and loan Keeping business with some other personal savings and loan Keeping business inside a transaction that requires approval below part 10 of the Home Entrepreneurs' Loan Act (12 U.S.C. 1467a).
(iii) A listing showing Every single census tract wherein the financial institution reported a little small click here business loan or a little farm loan;
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A bank need to delineate one or more facility-primarily based assessment regions within just which the Board evaluates the lender's report of helping to meet the credit needs of its whole community pursuant for the overall performance exams and strategic strategy explained in § 228.21.
(iv) The Local community growth providers wants of its facility-primarily based evaluation parts served with the bank which are included with the program.
The Board may change a constrained purpose financial institution's institution rating from “Satisfactory” to “Remarkable” exactly where a financial institution requests and receives extra thought for providers that will qualify beneath the Group Improvement Providers Check in § 228.twenty five.
(B) Within just 5 calendar days in the ask for, all the data that the financial institution is needed to take care of less than this segment in the public file regarding the ability-dependent evaluation space wherein the branch is located.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
자주 사용하는 앱은 홈 화면에 바로가기 아이콘을 추가하여 더욱 편리하게 이용할 수 있습니다. 네이버 앱을 설치한 후, 앱 아이콘을 길게 누르고 "홈 화면에 추가" 옵션을 선택하면 됩니다.
(4) If your bank did not revise the Preliminary draft approach in response to tips or fears from public input gained, an evidence for why any recommendation or concern was not tackled from the draft plan.